Here at Benefits Management Group, we recommend that benefits packages be reviewed regularly as there may be savings opportunities available, or benefits enhancement potential that you may not be aware of. We help you determine that the plan you have in place is the best available for your employees and your situation. Our talented staff can offer cost-saving solutions on the following available benefits:
A Certified Blue Cross & Blue Shield of Mississippi Agent
As A Certified Blue Cross & Blue Shield of Mississippi Agent, the third-largest in the state, we know their products and services completely. We also represent several other companies including United Health Care, Assurant Health, and Morgan White. In addition, our customized employee benefits plans help create a healthy and productive workplace.
BMG can assist you with a spectrum of dental plans, such as employee/employer paid, coverages of $1,000-$2,000 per year and plans including orthodontia benefits. We find carriers who can often match current rates and increase benefits, even while extending rate guarantees by as much as three years for seasoned groups.
Our recommended vision plans are highly requested employee benefits which limit the expenses of vision correction and encourage preventative wellness visits. A key to overall health, vision testing can help detect unknown chronic conditions like diabetes or high blood pressure before symptoms even emerge. This helps avoid medical costs and improve employee performance. These plans offer very affordable monthly premiums, with copays as low as $10 for exams, glasses or contacts.
These vital and valuable plans help address the often extensive costs caused by a critical illness or extended hospital stay. These benefits can be offered on an individual basis as well, and can help your employees avoid financial devastation.
Here at BMG, we have rarely seen a life insurance rate we could not match or beat! All of the life insurance companies we represent are rated A+ (Superior) or better from A.M. Best Company. Our long-standing relationships with these companies often allow us to obtain rate extension guarantees when combined with a voluntary life plan. As less than five percent of Americans spoke to an agent last year regarding individual life insurance, these plans can truly enhance your benefits package.
Our voluntary life plans cost employers nothing except a very small amount of administration time. This valuable plan is guaranteed issue; no medical questions will be asked. All employees will be accepted regardless of any existing medical conditions, even if a person was previously declined for insurance. There is a critical protection gap and need for this type of insurance. About 35 million households, roughly one third of Americans, do not have sufficient life coverage.
All disability policies were not created equally! Did you know that 75 percent of American households do not have disability insurance? And even for those who do, some policies include provisions that you may not be aware of, such as “mandatory rehab” provisions. These clauses may only come to light after a claim arises, and by then it is too late. As your broker, BMG will explain the exact policy coverage employers are purchasing. Our quotes offer side by side comparisons of different carriers to ensure premiums alone are not the only consideration when determining the best plan for your company.
Employers, don’t settle for an employee benefit plan
with few benefits and high premiums!
Contact BMG today for a free review of your current plan.
“Robert and his staff have always been ready to assist us with any problems or situations that we have had. They are confident in their knowledge of the insurance industry... I do not hesitate to recommend Benefits Management Group to help you with your insurance needs.”