Our strengths at BMG lie in the personal attention we provide to each of our clients, as well as our liaison role with the insurance companies. We personally walk you through the application and enrollment process and follow through with extensive administrative assistance. It will be our job, and not that of your human resources personnel, to solve all of your enrollment and claims problems. We are resolute in our commitment to give you personal, quality service beyond compare while providing an insurance program for your needs.

EBCS Visit our compliance services website for more information at ebcompliance.net.

Hands-On Service

  • FREE review of your current benefits plan
  • Availability by telephone or in person daily, to you and your employees
  • Advice and assistance every step of the way
  • Testimonials available from over 200 satisfied clients

Insurance Knowledge

  • Over 125 years of combined staff experience
  • Creative solutions to rising insurance costs
  • Significant savings for our clients
  • Hundreds of hours dedicated annually to training and continuing education, especially regarding employee benefit compliance

Marketing of Products/Pricing

  • Agency independence that provides for competitive negotiations over products and pricing
  • Choice that comes from being licensed with over 30 different carriers
  • Cost strategies that mitigate rising expenses – at inception AND at renewal time

Open-Enrollment/New-Hire/Administration Assistance

  • Pre-filled forms prepared to save you and your employees time
  • On-site presence provided to ease the process
  • Complete data entry for all lines of coverage
  • Bill consolidation and reconciliation for multiple lines of coverage offered

Claims Resolution Assistance

  • Liaison for resolving employee claims issues
  • Monthly reviews of all medical claims reports

COBRA Administration

  • Compliance with all COBRA regulations and changes ensured
  • COBRA notifications provided to terminated employees and their dependents

Free Online Resources

  • Zywave
  • Employee Navigator
  • HR360

Legislative Compliance

  • Interpretation of complicated state and federal legislation and healthcare reform
  • Notifications of employer responsibilities
  • Oversight of ACA and ERISA compliance oversight
  • Strategies to mitigate risks associated with a DOL audit